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How Does Health Insurance Company Work
How Does Health Insurance Company Work? Every company must have its own way of working. So is the health insurance company. This way of working is closely related to the service or service that will be provided to its customers. This way of working should be completely understood so that you can join the insurance company and get the benefits of insurance as expected. In this post you will get an explanation of how the health insurance works, especially those in Indonesia.
How to apply for the policy
First, the way health insurance works related to policy submission. What is a policy? Policy is a document agreement in writing by the company (insurer) with insurance customers (the insured).
If you submit a new policy to the health insurance company, then the company will immediately verify the submission by conducting a valuation process in advance known as underwriting. Underwriting is very important to be done by insurance companies in order to know whether the proposed policy is eligible for insured or not.
Medical history
On the other hand, you as an applicant should also speak the way it is when interviewed by the company related history or your medical history in the past because the insurer will not grant a claim if you have a historical disease. Honesty is the key when you are interviewed. Moreover, not only the interview to the applicant, usually the company will crosscheck to a third party to ascertain whether all data has been submitted is correct or not. After crosscheck and the data you provide is suitable, then the company will immediately lift you to become a customer of the health insurance company.
Customer claims
Second, the way health insurance works relate to claims filed by customers. Any claim submitted will not be directly addressed by the insurer because it will be based on predetermined terms or conditions. Of course it is already stipulated in the insurance policy when you register yourself as an insurance customer. Provision or a number of provisions in the policy is intentionally made so that one of the parties both from the viewer and the insured person is not harmed. Claims in accordance with the provisions, then most likely will be in the ACC by the company, but if you make up or even make fraudulent attempts; then get ready as you will be charged at the green table.
Government Validation
The workings of health insurance are also strongly related to the validity of the validation of the government . Every health insurance company either local or coming from abroad is required to perform the validation process first.. Insurance companies that have been strictly validated by the government, especially the regulatory authorities have been guaranteed in order to promote a satisfactory service so you will not experience a difficult name or claim claims failed.
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How Does Health Insurance Company Work? Every company must have its own way of working. So is the health insurance company. This way of working is closely related to the service or service that will be provided to its customers. This way of working should be completely understood so that you can join the insurance company and get the benefits of insurance as expected. In this post you will get an explanation of how the health insurance works, especially those in Indonesia.
How to apply for the policy
First, the way health insurance works related to policy submission. What is a policy? Policy is a document agreement in writing by the company (insurer) with insurance customers (the insured).
If you submit a new policy to the health insurance company, then the company will immediately verify the submission by conducting a valuation process in advance known as underwriting. Underwriting is very important to be done by insurance companies in order to know whether the proposed policy is eligible for insured or not.
Medical history
On the other hand, you as an applicant should also speak the way it is when interviewed by the company related history or your medical history in the past because the insurer will not grant a claim if you have a historical disease. Honesty is the key when you are interviewed. Moreover, not only the interview to the applicant, usually the company will crosscheck to a third party to ascertain whether all data has been submitted is correct or not. After crosscheck and the data you provide is suitable, then the company will immediately lift you to become a customer of the health insurance company.
Customer claims
Second, the way health insurance works relate to claims filed by customers. Any claim submitted will not be directly addressed by the insurer because it will be based on predetermined terms or conditions. Of course it is already stipulated in the insurance policy when you register yourself as an insurance customer. Provision or a number of provisions in the policy is intentionally made so that one of the parties both from the viewer and the insured person is not harmed. Claims in accordance with the provisions, then most likely will be in the ACC by the company, but if you make up or even make fraudulent attempts; then get ready as you will be charged at the green table.
Government Validation
The workings of health insurance are also strongly related to the validity of the validation of the government . Every health insurance company either local or coming from abroad is required to perform the validation process first.. Insurance companies that have been strictly validated by the government, especially the regulatory authorities have been guaranteed in order to promote a satisfactory service so you will not experience a difficult name or claim claims failed.
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